Debtfree
Your personal debt coach

Pay off debt faster
without feeling overwhelmed

Zeni helps you stay motivated, track progress, and become debt-free sooner.

No bank connection. Your data, securely synced across devices.

You're
42% closer
to being debt-free
Free by
Mar 2027
$8,400 paid$11,600 to go

Clear progress

Watch every dollar move you closer. No spreadsheets, no clutter.

A real payoff plan

Pick snowball or avalanche. We do the math, you do the wins.

What-if magic

Slide an extra $50 — see months and interest disappear.

How it works

1
Add your debts
Name, balance, interest, minimum. Done in a minute.
2
Pick a strategy
Snowball for momentum, avalanche for math. Your call.
3
Log payments & celebrate
Every payment moves the bar. Every milestone matters.