Legal

Terms of Service

Last updated: April 26, 2026

1. Information We Collect

We collect information you provide directly, such as your email address, debt details, and payment activity. We also collect usage data to improve the product.

2. How We Use Your Information

Your information is used to provide debt tracking features, calculate your payoff timeline, and send progress updates. We never sell your data to third parties.

3. Data Storage & Security

All data is encrypted in transit and at rest. We use industry-standard security practices to protect your account.

4. Your Rights

You can access, export, or delete your data at any time from your account settings. Contact us at privacy@zeni.app for assistance.

5. Contact Us

Questions about this policy? Email us at privacy@zeni.app.